Dennis G. Zappel

Short Sale /REO Specialist

Coldwell Banker, Broker Assoc., 1045 Willow Street, San Jose, Ca 95125, 408-888-3498




 To Build and Maintain a Mutually Beneficial Relationship with Bank Asset Managers /Loss Mitigators  by successfully completing Valuations & Listing Assignments within the Santa Clara County.



I am a Licensed California Broker REO/Short Sale Specialist working with a TEAM that handles Valuations & Listing Assignments.  I am Certified with professional designations such as RDCPro (REO Default Certified Professional-LionsGateFN-Default Schools) and CDPE (Certified Distressed Property Expert ) which are recognized by the DRE (Dept. of Real Estate), SFR (Short Sales & Foreclosure Resource) which is recognized by the National Association Of REALTORS, and Lenders throughout the Industry.

On our REO side our Team has the experience in dealing with only Qualified Buyers & Investors. Our services are completed In-House and consists of BPO’s, Photo-Updates, Weekly Inspections, Re-keying, Trash out & Hauling if needed, Lawn Services, Most All Repairs, Board-ups, Eviction Process and Cash For Keys. We have our Licensed Contractor to do any additional work that may require a Lic. My infrastructure is in place to handle your ASSIGNMENTS NOW!

On our Shortsale Side, we take a holistic approach that weighs ALL aspects of a clients "HARDSHIP" situation! MOST Loan Modifications that BANKS offer DO NOT WORK and are NOT in the best interests of the borrower / customers.

I belong to a group of Loss Mitigation Network who have positioned themselves Strategically with Bank Asset Managers & Negotiators that result in a successful LOAN PAYOFF through a SHORT SALE.


Professional Experience:                                                                                           1990-Present

20 yrs of Real Estate Experience with ERA, Cornish & Carey, Century 21, Better Homes & Garden, John Hickey Brokerage Firm of San Francisco, The FIRM-Real Estate Investments & currently with Coldwell Banker Residential Brokerage.


2008 Highlights:

Our TEAM had over 30 REO Listing Assignments  in 2009.

Sales Volume:    with average Sales Price:

% of List Price Received:

Average Days on Market:



Active California Real Estate Broker License #01101633

Active Member of NAR, CAR, SCCAOR (Santa Clara County Assoc. of Realtors)

SILVAR (Silicon Valley Assoc. of Realtors)

RDCpro (REO Def.Cert.Professional) , CDPE (Certified DistressedProperty Expert)

SFR (Short Sale & Foreclosure Resource) recognized by NAR.

Member of LionsGateFN / RLW Team Network

Member of ResNet, VSS20, REOTrans, TazarReo, REOMAC.


Additional Real Estate Experience:

Knowledge of Santa Clara County since 1990.

Skilled in negotiations to maximize clients bottom line.

Implementing Effective Marketing Plans and Strategies to maximize property SOLD!

Superior people skills, graduate of Tony Robbins, Stephen Covey, Brian Tracy and others. Strong Work Ethics, With the utmost Care, Integrity and Honesty.